A Beautiful Plan, a Beautiful Retirement

It’s never too early – or too late – to get serious about your financial future and retirement.

By Taylor Mallory

Whether you’re just starting out or have been in the workplace for decades, if you haven’t already started planning for retirement, the time to start is now. Consider this: To save $1 million by age 65, you’d need to invest only $275 a month if you start at age 25 (at an 8 percent annual return). Starting toward this goal at age 45, you’d need $1,600 a month – or $4,800 a month if you delay until age 55.

While earlier is better when it comes to planning your retirement, it’s never too late to start – or to get serious about it. Social Security and a 401(k) won’t be enough to support the kind of lifestyle most women would like to maintain in retirement.

PINK wants you to have the most beautiful retirement possible. Check out Wachovia’s retirement calculator to find out how well you’re doing, and see PINK’s age-based retirement road maps:

Retirement Calculator

Retirement Roadmap by Career Stage:

For detailed retirement information, click on the link below that most closely represents where you are in your career.

• Just Starting Out: In Your 20s Through Early 30s
• Midcareer: In Your Mid-30s Through 40s
• Nearing Retirement: In Your 50s